Income Tax (2025): A Simple Guide to the New Regime - Salaried
🇮🇳 Income Tax New Regime – FY 2025-26 (AY 2026-27) - Salaried
Simplified & 100% Accurate as per Budget 2025
(Updated June 2025 | Standard Deduction ₹75,000 | No fake/WhatsApp slabs)
✅ Zero Tax Limit for Salaried Persons
Gross Salary up to ₹8.00 Lakh → Final Tax = ₹0
(₹8.25 Lakh also ₹0 because of marginal relief)
✅ Super Easy Tax Table (Salaried Persons – After ₹75,000 Std Deduction)
| Gross Salary (₹) | Taxable Income (₹) | Final Tax Payable (incl. 4% Cess + 87A Rebate + Marginal Relief) | You Pay |
|---|---|---|---|
| Up to 8.00 Lakh | Up to 7.25 Lakh | ₹0 | Zero |
| 8.25 Lakh | 7.50 Lakh | ₹0 (Marginal Relief) | Zero |
| 8.50 Lakh | 7.75 Lakh | ₹5,000 – ₹6,000 | Very Less |
| 9.00 Lakh | 8.25 Lakh | ₹14,520 | |
| 10.00 Lakh | 9.25 Lakh | ₹54,080 | |
| 12.00 Lakh | 11.25 Lakh | ₹87,360 | |
| 15.00 Lakh | 14.25 Lakh | ₹1,56,000 | |
| 20.00 Lakh | 19.25 Lakh | ₹3,12,000 | |
| 25.00 Lakh | 24.25 Lakh | ₹4,68,000 | |
| 30.00 Lakh | 29.25 Lakh | ₹6,24,000 | |
| 40.00 Lakh | 39.25 Lakh | ₹9,36,000 | |
| 50.00 Lakh | 49.25 Lakh | ₹12,48,000 | (No surcharge till ₹50L) |
🔥 Memorize Only These 7 Lines (Enough for 95% People)
- ₹8.00 Lakh salary → ₹0 tax
- ₹8.25 Lakh salary → ₹0 tax
- ₹8.50 Lakh salary → ~₹5-6K tax
- ₹9 Lakh salary → ₹14,500 tax
- ₹10 Lakh salary → ₹54,000 tax
- ₹12 Lakh salary → ₹87,000 tax
- ₹15 Lakh salary → ₹1.56 Lakh tax
All viral posts showing “Zero tax till ₹12-13 Lakh” are completely FALSE.
Official New Tax Slabs (Taxable Income)
| Income Range | Tax Rate |
|---|---|
| 0 – ₹3 Lakh | 0% |
| ₹3 – ₹6 Lakh | 5% |
| ₹6 – ₹9 Lakh | 10% |
| ₹9 – ₹12 Lakh | 15% |
| ₹12 – ₹15 Lakh | 20% |
| Above ₹15 Lakh | 30% |
- 4% Health & Education Cess
- Section 87A Rebate: Full rebate if taxable income ≤ ₹7 Lakh
- Standard Deduction (salaried/pensioners): ₹75,000
- No surcharge up to ₹50 Lakh income
Save/Share this post – this is the only table you will need when filing ITR in April 2026.